LTD Acceptance is a private property and auto insurance carrier that specializes in sports cars and motorcycles. This organization is owned by LTD Capital, a large equity group with over 15 holdings. LTD Acceptance is the parent company’s single largest holding as it drives 70% of total revenue. Due to the inherent risk involved in that segment of the market, many of LTD Acceptance’s competitors do not offer policies for sports cars or motorcycles. This market segment is underserved which is why the organization has 20,000 active policies for a sports car or a motorcycle.

LTD is headquartered in Houston, TX. LTD does not sell insurance directly to the public. Instead, it uses third-party agents to sell its policies. LTD handles all customer service needs including claims intake, policy services, and general questions. The company operates in four states: California, Texas, Louisiana, and Florida. Currently, LTD does not have an active system in place to ensure that its agents are in fact using LTD guidelines to screen potential policyholders. However, no evidence of negligence has emerged so far as the organization has yet to have a year in which it was not profitable. LTD has also had the good fortune of not suffering losses because of natural disasters or catastrophic events.

In your first days of your new role as the senior risk analyst, you know your first task is to complete a framework for adequately identifying risk exposures. During this process, you realize that many of your counterparts lack the basic understanding of how to identify risks. Your supervisor has come to you and asked for a report outlining the importance of identifying risks to support risk management activities and positively impact the company’s bottom line. If your counterparts do not understand your report, you know that you will have minimal support in your efforts to manage the organization’s risks effectively.

For your report, you have been asked to analyze and address the following:

• Why is identifying risk exposures significant? What are the ramifications for organizations that fail to properly identify risks they are exposed to?
• What are the market risks LTD encounters?
• What business risk does LTD encounter in its day-to-day operations?
• What compliance and human capital risks might LTD face?
• How do risk management activities correlate with overall productivity?

The format for your report should be in the business, professional style. For help with this format, please click here.

Introductory Speech Outline

Overview

Strong oral communication skills will be valuable to you  throughout your academic journey. They are in high demand by many  employers. Creating an outline is critical to your success in crafting  an effective speech.

For this assignment, you will create an outline. The speech based on your outline is due next week. 

Instructions

1. Select either Topic A or Topic B for your introductory speech.        
   • Topic A: Elevator Pitch. Deliver an elevator pitch that  describes your professional background and experience for a potential  employer during a job interview.
   • Topic B: Dream Career. Discuss your dream career.
2. Create an outline or speaking notes in Microsoft Word.        
   • Download the Sample Outline [DOCX], which provides guidance for the structure of an outline.
   • Focus your speech on 2–3 main points so you’ll stay within the 2-minute time limit.
3. Submit the completed outline in a Microsoft Word document.

Requirements

Your assignment will be graded according to the following criteria:

• The outline is complete and on topic.
• The outline provides solid flow for the speech.
• The outline is clear and free from spelling and grammar issues.

This course requires the use of Strayer Writing Standards. For  assistance and information, please refer to the Strayer Writing  Standards link in the left-hand menu of your course. Check with your  professor for any additional instructions.

The specific course learning outcome associated with this assignment is:

• Outline a speech using a structured flow and proper spelling and grammar.

 Looking for Good A++ work for the following Assignment. Need done by 10/23/2020. No plagiarism please. Good quality work. 

Assume you are the local emergency manager for your community. You have conducted a risk analysis and identified a hazard that presents an imminent threat to your community.

Draft a proposal of an emergency operations plan for your mayor or commissioners that covers preparation, mitigation, response, and recovery for the identified hazard. Your plan should include, at a minimum, the following information:

• an overview of the hazard and your analysis of the threat;
• the sequence of events, resources, and any participants that you and the planning committee would include in the emergency operations plan;
• how to share this plan with city/county officials, response organizations, and the public and if there be opportunity for feedback;
• the identification of specific roles in the plan; and
• whose buy-in and support you need to ensure the effectiveness of the plan and how you propose to secure it.

You should ensure your plan presents a clear argument based on your analysis of the situation. You should use a minimum of five sources of evidence to support your analysis and plan. These sources may include applicable federal, state, or local laws, as well as research or other sources relevant to your analysis and plan.

Your proposal should be a minimum of three pages, not including your title and reference pages. All sources used must be properly cited. Your proposal, including all references, should be formatted in APA style.

1. Alignment of HRM and Business Strategies
   Instructions
   Select a publicly-traded company to research. Evaluate its human resource (HR) and business strategy, HR department job positions, and ways it markets its company regarding human capital. The following are some of the company websites that provide this information:
   • Allstate: Human Resources Careers.
   • State Farm: Human Resources & Training Careers.
   • Ford: Careers.
   • Aruba Marriott Careers. (You can also search for other companies from the Marriott website.)
   • In addition, refer to the U.S. Bureau of Labor Statisticswebsite, which identifies detailed roles for HRM personnel and offers you some insight into HRM positions.
     Requirements
     Write a 2 to 3 page paper in which you:
   • Propose how you would ensure the HR strategy is in alignment with the business strategy.
   • Describe the HR job positions and the responsibilities listed for that HR department.
   • Determine which HR job positions you would prefer and explain why.
   • Analyze how the selected company can establish HRM strategies to improve competitive advantages.
   • Propose three ways that the company can increase diversity.
   • Use at least three high-quality academic resources in this assignment. Consider beginning with your course textbook and quality sources that can be found in the Strayer Library.
     Note: Wikipedia does not qualify as an academic resource.
     This course requires the use of Strayer Writing Standards. For assistance and information, please refer to the Strayer Writing Standards link in the left-hand menu of your course. Check with your professor for any additional instructions.
     The specific course learning outcome associated with this assignment is:
   • Propose how to align human resource strategies with business strategies to increase competitive advantage, including increasing diversity.
2. By submitting this paper, you agree: (1) that you are submitting your paper to be used and stored as part of the SafeAssign™ services in accordance with the Blackboard Privacy Policy; (2) that your institution may use your paper in accordance with your institution’s policies; and (3) that your use of SafeAssign will be without recourse against Blackboard Inc. and its affiliates.